Many will say, this storm was kind of a yawner – at least for us here is eastern MA. Sure, we lost electricity. Sure, tree limbs are down. But Irene’s major threat ran out of gas before she came as she passed west of us. By and large there did not seem to be large numbers of injuries or major losses to property in our surrounding area.
However, Monday morning, working in my insurance agency office, I can tell you… the phones are ringing “of the hook”. We have tons of calls from customers stating tree limbs fell on their cars and damaged them, or onto their fences or properties.
Tree down on Hale Ave Winthrop MA. Image from Suzanne Chiudina
Like any claim situation, coverage for these incidents are circumstantial, and depend on varying factors. Please call us, or your own particular insurance agent, if you have any questions about tree’s damaging your property, or any other kind of loss. Bear in mind that in most cases a special Wind Storm deductible would apply.
So even though this was a bit of a “false alarm” in the Boston area, let’s not let this lull us into nonchalance on the preparedness issue. We are still very early on in the hurricane season. I, for one, will remember this lesson and NEVER part my car near a tree when a storm is coming. And I still have my supply of flashlights and “D” batteries.
Elliot Whittier Insurance Blog 